I wish to have my own credit card Is it possible to obtain one though I don't have credit history?
Yes you can. Everyone starts off at some point without a credit
history, and there are options available for people who would like
to get a credit card without any history of having one. They can
start to build their credit history by applying for a secured
credit card or applying for a joint credit card with someone who
has an established credit history. The third option available to
someone who has no credit history is to find a credit card issuer
catering to first-time customers and offer student credit cards or
bad credit credit cards or just plain and simple credit cards that
are able to be approved for with little or no credit history.
Related Q&A：
: At what point would you recommend someone seek credit counseling？-Well, I'd say someone should consider seeking credit counseling when they start having trouble keeping up with their credit card payments or when they notice that their debt is just piling up and they feel completely overwhelmed, oh my goodness! If they're constantly getting calls from creditors or their credit score is taking a nosedive, that's a definite sign. Also, if they have no clear plan on how to pay off their debts and are just stressed out about the whole situation, it's time to reach out for credit counseling. You know, it can really make a huge difference and help them get back on track.
