It would depend entirely on your personal credit score and your
debt to income ratio. Additionally, the bank would have to
determine the risk based on the amount of loan you were trying to
obtain, and your ability to secure it.
You might consider credit cards, or a line of credit with a home
improvement store.
Related Q&A：
: Can I get money to renovate my home with no equity？-Well, it can be a bit tricky to get money for home renovation with no equity, but it's not impossible. You might look into personal loans from banks or credit unions. Some lenders offer loans based on your income and credit history. Another option could be borrowing from family or friends, but that can be a bit awkward, you know. You could also consider a home improvement credit card, but be careful with the interest rates. It might take some research and effort, but there are possibilities out there!
