Can a collection agency garnish your wages?
A Collection Agency that "owns your debt" can not garnish any
wages.
Assume that the collection agency in their efforts to collect
the debt for their client, sues the debtor and then provoke that
the Court works an arrangement to pay the debt, if the arrangement
includes garnishment of wages then, the Court can garnish
salaries.
And there is laws to garnish wages that apply to every
state.