Can creditors garnish wages on a secured debt？

　　Can a collection agency garnish your wages?

　　A Collection Agency that "owns your debt" can not garnish any

　　wages.

　　Assume that the collection agency in their efforts to collect

　　the debt for their client, sues the debtor and then provoke that

　　the Court works an arrangement to pay the debt, if the arrangement

　　includes garnishment of wages then, the Court can garnish

　　salaries.

　　And there is laws to garnish wages that apply to every

　　state.