What can you do if you have 2 cars and a condo in your name alone but your credit score has dropped 200 points because your spouse has bad credit?
For any personal credit related concerns I recomment a website
that I know has many very good answers to even the toughest
questions. It is an 'ask' site directly on Experian's website which
is hosted by Maxine Sweet, the V.P. of Public Affairs for Experian.
You can get to the site from the following link:
The only way your
spouse's credit would affect your score is that you have joint,
co-signed or authorized accounts together. Any accounts that the
two of you hold jointly are the legal liability of both of you,
regardless of marital status. Improving the score involves the same
type of activities: Paying accounts on time, proper use of
revolving accounts, clearing off any inaccurate and obsolete
data.
